Built in 1919, The Lodge at Pebble Beach is home to the Pebble Beach Golf Links and is a fine place to stay if it fits into your budget. Even if you don't plan to spend the night, its public areas are open to everyone and you'll find a few nice shops to putter around in.
Across the street, you'll find a bank and a small market that sells sandwiches and snacks.
Shortly after you pass the Lodge, you'll see signs for the Carmel exit. Take that and not only will you avoid any backups at Hwy 1, but you'll end up in scenic downtown Carmel.